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From LaToya Irby, your Guide to Credit / Debt Management
While credit scores are increasingly important for lives, many of us are still in the dark on basic credit score knowledge. Granted, credit score scientists haven't told us all the specifics of the scores, but some basic information has been given to help us build better scores.
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5 Things Many People Don't Know About Credit Scores
For the past three years, the Consumer Federation of America (CFA) and VantageScore Solutions have surveyed a group of consumers to gauge their knowledge of credit scores. This year's results reveals 5 big misconceptions about what influences credit scores and how they're used.
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10 Things That Don't Hurt Your Credit Score
Credit scores are used to predict the likelihood that you'll repay what you borrow. There are some factors that don't influence your credit score. For example, it may surprise you to know that income is not a factor in your credit score.
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15 Credit Score Killers
Keep your credit score in tact by avoiding actions that can harm it. Late payments can hurt your credit score significantly, so always pay on time.
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Credit Score Quiz
Test your knowledge in this 10 question credit score quiz!
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