What happens if US defaults on any of its debt payment?

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Repost from Moneynews Street Talk

US Treasury Secretary Jack Lewis said US will find itself in a new world order (difficulty) if it defaults on any of its obligation, even if its bond principal and interest payments were up to date, he said before Congressional hearing.

The suspension of the debt limit expires on May 19, 2013 and other emergency measures might be made to extend the debt payment limit up to August.  However, once the debt limit is reached, prospects of debt default is faced and could shake the market.

IMF warns US that if the debt limit law is not passed or amended smoothly, this could damage the world economy

Unemployment at Spain hits 27.2%; 6 million jobless

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From Al Jazeera

Jobless rate in Madrid hits 27.2 per cent, a rate equalled only in Greece.  Some 6.2 million are unemployed.  Migrants, in the absence of jobs have returned home.  Even France unemployment is double digit.  At UK it is at 7 % almost same as that of USA.

What does this mean for OFW?  Will OFWs working in Spain come home?

Will dollar remittances be affected?

http://aje.me/15P5gel

UK sterling pound downgraded

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From BBC news interview with Jim Rogers | February 2013 

While the PHL debt papers were upgraded to investment grade, UK was downgraded from AAA to AA1 by Moody's  This means UK exports will be cheaper, borrowing costs will be higher.  We do not know how it affects the domestic spending of the Brits.

The Singapore based investor, head of Quantum Fund Jim Rogers was surprised that it took a while for Moody's to take note.

That is why, UK pound sterling vs peso is just 55 vs 80 about a  year ago.  What is happening?

How will it affect the thousands of Pinoy OFW in UK?

Christine Lagarde, IMF boss interview at Hardtalk, BBC News

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From BBC News | Interview by Stephen Zackur | April 22, 2013 

Christine Lagarde, the IMF boss said that the Cypriot bail out was the most difficult job that IMF did;   she was not very proud of how they did the bail out, but is proud of the team that worked hard on the bail out.

That crisis is telling everybody that EU must move away from just currency, to that of Euro bank, and EU politics.  As of now, you have 17 nations with separate national anthem, treasury dept and you can just expect what we see to happen - a non union.  

Perhaps, so as not to disturb the market, Lagarde was very cautious in her statement saying that the world economy is moving forward especially the emerging economies (PHL included)   US and others who have difficulties.    But Japan.....

She said that austerity, structural reforms must come together in rescuing a troubled economy

Central Banks bending over to help various economies

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From: Moneynews.com  |  Sat, Apr 13, 2013 at 12:36 AM
Subject: Reinhart: Central Banks 'Bending Over Backwards' to Help Debt Crises

Reinhart: Central Banks 'Bending Over Backwards' to Help Debt Crises Special: Democrats' big advantage will disappear Invesco's Greenwood: Eurozone Faces 'Almost Endless' Depression Retail Sales Dropped in March by Most in Nine Months in Sign of Consumer Caution Sponsor Why Democrats could vanish Dear Reader, Here's something interesting, no matter what your political party affiliation. A prominent financial Journalist--based just outside of Washington, DC--says that in recent years, Democrats have had one HUGE advantage in the political system. But unbeknownst to most Democrats (and most Republicans too), this competitive advantage Democrats have enjoyed is about to completely vanish. And this will be a very, very big deal. When it happens, the whole political landscape is going to be turned on its head. And many of the programs, benefits, and promises Americans now take for granted will be threatened. I strongly recommend you check out this recent analysis. I can pretty much guarantee you won't see this story reported anywhere else, and it will almost certainly affect you and your family. We've posted the full story on our website, free of charge. You can view it here. Sincerely, George Rayburn Publisher, Stansberry Research To Read More Breaking Financial News go to Moneynews.com

The Obituary of Another Dead Industry? - Transmission #23

Guess what industry is this?

As the IT shifted gears from PC/laptops to mobile devices, sales of PC and laptops dived and so with demand for the parts.   Can HP and Dell still recover?

If you were in IT and still programming for PC, then you are in a sunset business;  if you are in mobile devices and still use Symbian system, then you are in dead industry.

What if you are in hard disk business?

From: Tech & Innovation Daily |Thu, Apr 11, 2013 at 7:03 AM
Subject: The Obituary of Another Dead Industry? - Transmission #23

You are receiving this email as a part of your free subscription to the Tech & Innovation Daily e-letter. Click here to manage your subscription. Obama's big new scandal? One of America's most widely read financial journalists says a huge new scandal is working its way through the Obama administration. He says this scandal could ruin Obama's entire presidency, and will bring about the most dramatic changes to American life in more than 50 years. See the full analysis, free of charge, here... The Most Unexpected, Contrarian Play on the Mobile Revolution By LOUIS BASENESE, Chief Investment Strategist The mobile revolution has spawned a popular pastime: death forecasting. Indeed, the proliferation of tablets is killing existing industries, like the PC market. What's the next industry to wither and die? Pundits say it's companies that make key PC components. It makes sense, right? Take hard disk drive (HDD) manufacturer, Seagate (STX), for example. If we omit the outlier (the year of the Great Recession), the company is trading at its lowest price-to-earnings valuation in a decade. But those counting this company out are making a mistake. Here's why... The Doom-and-Gloomers Are Missing the Point Research firm Gartner expects shipments for all connected devices (PCs, tablets and mobile phones) to rise by 9% this year to 2.4 billion units. However, the number mainly comes from the runaway growth in tablet and mobile phone sales. It doesn't reveal the erosion in PC shipments, which are expected to drop by 7.6% in 2013. And that's what investors remain fixated on - the shift from PCs to tablets and smartphones. They know the trend directly impacts Seagate and its main rival, Western Digital (WDC), because they control 90% of the market for HDDs, which are found in PCs. But few investors are considering a statistical anomaly. While PC shipments are expected to drop by 7.6%, iSuppli only expects HDD shipments to fall by 2.4%. How can that be? After all, if fewer people are buying PCs - and PCs require HDDs - shipments of both PCs and HDDs should be falling together, right? Not exactly... Data, Data... and Yet More Data PCs aren't the only market for HDDs. HDDs are also key components in data storage servers. So while PC demand might be declining, demand for enterprise data storage solutions is anything but doomed. But don't just take my word for it. As Forrester Research's Richard Fichera told Barron's, building server farms is "the élan vital [vital impulse] of modern society." Translation: The need for data storage means HDDs are not on a crash course with obsolescence. On the contrary. As consumers create and access more data, all that information needs to be stored somewhere. Or, as the analysts at Trefis put it, "The high growth rate of digital content is driving the need for high capacity storage to aggregate, host, distribute, manage, back up and use digital content." Seagate Catches Some "Zzzs" To put the massive growth of digital content into perspective - and, in turn, the need for enterprise-level data storage - consider this: Cisco (CSCO) expects global cloud traffic to surge by 45% per year over the next three years to reach 4.3 zettabytes. What the heck is a zettabyte? It's equal to one quadrillion gigabytes. And if you're having trouble getting your head around the number, this should help put it into perspective... As of 2009, the entire World Wide Web contained almost half a zettabyte of data. Do the math... and we're talking about more than eight times the entire World Wide Web in data. So while Seagate will suffer as more consumers ditch PCs in favor of mobile devices, the company ultimately stands to make it all up (and then some) as demand for enterprise storage balloons. And it's not as if Seagate is meekly admitting defeat in the mobile market. Far from it. The company is aggressively retooling its product line to offer solid state drives (SSD) - the primary storage devices used in tablets. Given Seagate's enormous distribution channel, strong brand recognition and impressive free cash flow, there's little chance it will fail in penetrating the market. Seagate's Cash is Heading to Shareholders' Pockets Simply put, fears of Seagate's imminent decline at the hands of the mobile revolution are exaggerated. In turn, its rock-bottom valuation - shares trade for less than five times earnings - is also unjustified. But a cheap share price and steady demand aren't the only reasons why I'm bullish. Seagate's management is committed to returning what CEO Steve Luczo calls the "exceptional cash generation" to shareholders via dividends and stock buybacks. After reinstating its dividend in April 2012, Seagate has already hiked it twice. The stock now sports an attractive 4.2% yield. And Seagate is anything but a "Buyback Trap." It's aggressively reducing the number of shares outstanding (down 14% in the past year), thereby increasing earnings per share. And since stock prices ultimately follow earnings, additional buyback activity bodes well for investors. Bottom line: If you don't like the volatility that comes with the disruptive technology stocks I often feature here, consider Seagate. The company is increasingly levered to the world's fastest growth trend, ever. The current valuation limits the downside risk, while the healthy dividend means you'll get paid until the rest of the market figures out what's going on. Ahead of the tape, Louis Basenese Want to add 18 winners to your portfolio in 5 minutes? Right now our open model portfolio is boasting an astounding 18 winning plays. Normally reserved strictly for our premium members, these picks are all flashing BUY... and you can have access to them, for 45 full days, risk free. Find out how to get your FREE password to our private research files, right here. Here's How Google Plans to Spend Its Next $1 Billion How much is mobile messaging worth? Just ask WhatsApp. Google is reportedly in talks to buy the leading mobile text messaging company for a cool $1 billion. Here's what it would mean for the two companies... Attention All Solar Companies: Hurry Up and Fail! It's no secret that the solar industry is struggling mightily. Here's the latest proof that it's time for this alternative energy industry to innovate or die. The Japanese Innovator Waging Jungle Warfare Against Online Hackers A Japanese innovator has designed a clever system, which fools viruses that attempt to steal customers' personal information when they're banking online. The Penny Stock Behind the Imminent Mobile Banking Boom The Number One Threat to America's National Security A Tech Stock That Wall Street's Too Embarrassed to Tell You About Two Major Breakthroughs in Early Cancer Diagnosis Facebooking on the Freeway? How the "Connected Car" Market is Big Business Toyota's iROAD Takes Driving to a New Level Founded in 2012, Tech & Innovation Daily is an independent, unbiased publisher of news and opinions regarding the technology sector, biotech sector and innovation. Have a question or want us to expose the truth? CONTACT US Are you having trouble viewing this email? ACCESS THE WEBSITE Twitter Facebook RSS You are receiving this e-mail as a part of your free subscription to the Tech & Innovation Daily e-letter. Manage your subscription. Or to cancel by mail or for any other subscription issues, write us at: Tech & Innovation Daily Attn: Member Services 105 West Monument Street Baltimore, MD 21201 © 2013 Wall Street Daily, LLC All Rights Reserved Wall Street Daily, LLC. · 105 West Monument Street · Baltimore, MD 21201 North America: 1.855.405.3939; Fax: 1 410.223.2650 International: +1.410.864.2542; Fax: +1 410.223.2650 Website: TechandInnovationDaily.com Email: techandinnovationdaily@techandinnovationdailyinfo.com.

--
Jorge U. Saguinsin
To "be the best, do your best, expect the best" always

Hey, wasnt it you who told that nothing will last forever?

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PHL  |  April 22, 2013

 Nothing will not last forever.  All good things must come to an end.  Like the gold haven at $l,500 per ounce or the China boom.  All boom is followed by bust.   All parties are followed by nasty hangover....


From: Moneynews.com  |  Fri, Apr 19, 2013 at 5:11 AM
Subject: China's Economic Miracle May Be Over

Breaking News from Moneynews.com WSJ: China's Economic Miracle May Be Over ALERT: 3 Things Obama Won't Tell You About the Economy Fed's Lacker: If I Were 'Dictator,' QE Would Stop Now Analysts: Stay With Gold, 'This Market Will Rally' More Links: Dallas Pastor Flips Obama Policies for Profits Declassified: 'Financial War' Looming. See the Evidence and Prepare! One Tiny Loophole Found in IRS Tax Code Could Pay You $87,500

Two important developments to watch: the gold price slide and weakening yen

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The weakening yen may yet spark another Asian financial crisis. It does not augur well too for the gold.  They are very ominous for the world financial stability.

Against the backdrop of Cyprus, Euro weakening in Spain, Portugal, Greece, UK and the US, the financial and capital markets look bleak.  However, for as long as there are direct needs being filled and you are not dealing with just financial instruments,.... better, as  Andrew Tobias earlier, said in something you eat and use everyday.  The only stocks you ever need.


From: Moneynews.com  |  Mon, Apr 22, 2013 at 5:04 AM
Subject: Gold Slide an Ominous Warning for Global Economy

Breaking News from Moneynews.com Weak Yen Could Spark Asian Currency Crisis ALERT: Robbed — Secret 'Financial War' Will Wipe Out Your Wealth Gold Slide an Ominous Warning for Global Economy Mobius: Investors Can Bet on Chinese Consumers More Links: Pastor Flips Obama Policies for Massive Profit Opportunities Expert: Obama Created an 'Uncharted' Economy Take Advantage of Tiny Loophole Found in IRS Tax Code That Could Pay $87,500

What's Japan's Bond Market Crash Signaling? - Charts Edition #441

From: Wall Street Daily  |  Fri, Apr 12, 2013 at 6:22 PM
Subject: What's Japan's Bond Market Crash Signaling? - Charts Edition #441

You are receiving this email as a part of your free subscription to the Wall Street Daily e-letter. Click here to manage your subscription. Pricing "Glitch" is a Godsend It's been called a "glitch." But it's actually more of an immense obscurity in the way electricity rates are set. One company is already cashing in. Our estimates suggest that it will earn an extra $100 million for every $10 increase in electricity rates. On such merits, this company's stock is one of the most likely candidates to finish the year as the market's "Biggest Gainer." Get the full story. Panic in Japan and Why Businesses Hate Government, Too By LOUIS BASENESE, Chief Investment Strategist When Friday rolls around, we roll out the charts in the Wall Street Daily Nation. After all, a picture is supposed to be worth a thousand words. So we figure, why not embrace it? This week, we're serving up some timely Japanese economic data. We're scoffing at all the bears. (Then we're making sure we have good reason to be so brazen.) And, last but not least, we're revealing the single most encouraging data point we've seen all week. Take a look and be sure to let us know what you think! Buy, Buy, Japan? Forget that the Nikkei 225 Index is up 23% over the last three months. (Can you say momentum?) Or that I was bullish on Japanese stocks way before it was cool. The only "Japan talk" going on this week involves government bond yields. They just experienced the "sharpest three-day steepening [spike]... since April 1995," according to Nomura. That has some folks fretting about a (gasp) default. But everyone needs to "simma down now." I know the spike was sudden and all. But yields didn't break out into uncharted territory. In fact, they were much higher, relatively speaking, only a few weeks ago. A Correction is Coming! A Correction is Coming! The market is so, so, so overdue for a correction, right? Well, that's what the talking heads keep telling us. Riddle me this, though, Batman... Why isn't anyone betting on it?! The latest short interest report for the S&P 1500 Index reveals that bets against stock declines remain near all-time lows. The average short interest as a percentage of float checks in at 5.6%. Now, the "smart money" has a pretty good track record of increasing their short bets ahead of stock market declines. As you can see, short interest spiked ahead of the mid-year swoons in 2012 and 2011. And it shot to the moon leading up to the financial crisis. So what gives this year? Well, considering we're so overdue for a correction, it must be that the smart money suddenly got stupid, right? In all seriousness, I don't have a crystal ball. But if a correction was so clearly in the cards, we should expect to see short interest creeping higher. And it's not. Sell in April and Go Away? Now that I've chastised all the bears, I have a confession. I wouldn't be surprised one bit if stocks took a breather soon. I mean, that's exactly what they did right around this time last year. Of course, they then proceeded to rally back in a big way. So bring on the déjà vu, Mr. Market! We can handle a brief selloff - followed by a monster rally. I promise that you'll get no complaints here. Good News for Earnings, Bad News for the Government I've featured the NFIB Small Business Optimism Index here before. The latest reading reveals that Washington is still a major problem. The good news is, only 17% of survey respondents cited poor sales as their biggest problem. Could it be that the economy is actually recovering? Say it ain't so! All kidding aside, that's encouraging news in relation to the two metrics we talked about on Wednesday. It could point to a much better quarter for sales than anyone's expecting. That's it for today. Before you sign off, though, do us a favor. Let us know what you think about this weekly column - or any of our recent work at Wall Street Daily - by sending an email to feedback@wallstreetdaily.com or leaving a comment on our website. Thanks, and enjoy the weekend! Ahead of the tape, Louis Basenese What Did These Two Investors Do Differently? The following chart shows the investment growth of two investors over the past 52 years. They both invested in the exact same stocks over the same period. But one turned $10,000 into $438,967. The other just $22,859. So what did they do differently? Find out here. (Hint: It's not re-investing dividends.) If you enjoy reading our no-nonsense, unbiased research at Wall Street Daily, feel free to share it with your family, friends and colleagues. Simply send them this link, so they can sign up for the TRUTH... for free, of course. Republish Wall Street Daily on your website or blog for free. LEARN HOW Have a question or want us to expose the truth? CONTACT US If you're having trouble viewing this email, you can access the article on the Wall Street Daily website. Twitter Facebook LinkedIn RSS You are receiving this email as a part of your free subscription to the Wall Street Daily e-letter. Manage your subscription. Or to cancel by mail or for any other subscription issues, write us at: Wall Street Daily Attn: Member Services 105 West Monument Street Baltimore, MD 21201 © 2013 Wall Street Daily, LLC All Rights Reserved Wall Street Daily, LLC. · 105 West Monument Street · Baltimore, MD 21201 North America: 1.877.242.1730; Fax: 1 410.223.2650 International: +1.410.864.2542; Fax: +1 410.223.2650 Website: WallStreetDaily.com Email: CustomerService@WallStreetDailyInfo.com

How To Measure The ROI Of Your Facebook Fans

Facebook can be turned into Pesos and Centavos.  You must know how.  There are tools to be used.  Jenyll tells you how to do it.

From: Thriving Business
Date: Fri, Apr 19, 2013 at 5:30 PM
Subject: How To Measure The ROI Of Your Facebook Fans

Trouble viewing this email, click here.   Follow Us On Twitter --  Join Us On Facebook --  Visit Our Blog Issue # 193 - April 19, 2013 Hi Jorge, Has your business been posting on a Facebook company page for quite some time? Would you like to know the return on investment (ROI) of your Facebook fans so you know if you're making you any money or not? A lot of people have been asking me and Denise lately how to measure your social media ROI.  Since we're personally not experts (yet) in measuring social media ROI, we sought out the answers for you from someone who does that for a living. In today's Main Essay, IM Scalable CEO Justin Brooke will walk you through how to measure the ROI from your Facebook fans. In the Check It Out section, you will find out about a trick that is so powerful that it practically forces YouTube and Google to send you free traffic and leads instantly. We hope you enjoy this issue of the Thriving Business Newsletter. Cheers, Jynell Berkshire Associate Publisher ThrivingBusiness.com Inc. How To Measure The ROI Of Your Facebook Fans By Justin Brooke I don't know what everyone is fuss'n about. Measuring the ROI of your Facebook fans is actually not that hard. In fact, I'm worried this article might end up too short. Things You'll Need: 1.  Google Analytics 2.  PixelTrakk (or equivalent tracking tool) 3.  Spreadsheet Collecting The Data First, make sure that there is a Google Analytics code on every page of your site. Now, what I want you to do is get familiar with the Google URL Builder. Using this free tool, you will be able to generate links to your pages that are tagged up. Your Google Analytics code will recognize these tags in your link and tell you in-depth information about these visitors inside your dashboard. Before you start posting away, there are a few more steps. Next, you need to set up goals in your Google Analytics account. If you don't know how, pay someone on Fiverr. It's a 5-minute job for someone who knows his or her way around. Login to PixelTrakk (or equivalent), and create a quick campaign. Use that link with the tags from the Google URL builder as your destination URL. Enter a value of the sale, and click continue. Then, place your PixelTrakk tracking code on your conversion success page. An example conversion success page is the download page after someone buys your product or shipping confirmation page. You now have a tracking link that will track the visitor through your funnel and track the revenue generated. Analyzing The Data Take that spreadsheet I told you to have and create the following columns… New Fans Clicks Transaction Costs Revenue Value Per Fan ROI Each row of this spreadsheet should represent a new month. As you go about your month posting to your Facebook fan page, keep making and using these tracking links like I explained above for whenever you link to your site. Once a month log into your Google Analytics, Facebook fan page insights, and PixelTrakk accounts. Fill out the numbers for new fans, clicks, transactions (actions), costs, and revenue. Don't forget to factor in the wages of whoever is managing your fan page for your costs. Divide the revenue number by the new fans number. This gives you your value per fan. Finally, divide "revenue minus cost" by "cost" and multiply by 100. Slap a little % sign on the back of it and you have your ROI. Update this spreadsheet every month and you'll be able to see whether your efforts are growing your ROI or decreasing it. If you have any questions, please post them here. Or if this sounds like hell on earth to you, please note that we do this for our clients. Justin Brooke, CEO of IM Scalable, speaks on stages all across the world and writes for websites all across the web about online marketing strategy. In the last 6 years, Justin and his team have generated billions of ad impressions, millions of page views, and driven millions of dollars in sales. This has attracted an impressive client list that includes best-selling authors, millionaires, musicians, and even pro athletes. Justin's clients receive 3,000+ clicks per day, which is over a million clicks per year. One client shared that he was profiting $20,000 per week from that traffic. There is not a form of online advertising that Justin and his team can't handle. Click here if you would like to contact Justin for help with your advertising needs. Your Thriving Business Assignment If you'd like to know your Facebook Fan's ROI, do these things Justin mentioned above. Let us know how well Justin's process works for you: 1. Have a Google Analytics account and make sure there is a Google Analytics code on every page of your site. Get familiar with the Google URL Builder. 2. Login to PixelTrakk (or equivalent), and create a quick campaign. Use that link with the tags from the Google URL builder as your destination URL. Enter a value of the sale, and click continue. Then, place your PixelTrakk tracking code on your conversion success page. You now have a tracking link that will track the visitor through your funnel and track the revenue generated. 3. Create the following columns in a spreadsheet… New Fans Clicks Transaction Costs Revenue Value Per Fan ROI Each row of this spreadsheet should represent a new month. Keeping track of each category in a spreadsheet makes it easier to keep track of everything. 4. To get your ROI, divide the revenue number by the new fans number, which gives you your value per fan, and divide "revenue minus cost" by "cost" and multiply by 100. Check It Out! I wanted to let you konw that Jeff Johnson just posted a new training video to his blog for you. It's video # 2 in his brand new "Tube Traffic Secrets" free training series. Check out Video #2 on his blog. Jeff reveals a simple little trick that only takes 5 minutes to set up, yet it's so powerful that it practically forces YouTube and Google to instantly send you Free Traffic and Free Leads. This simple trick is amazing, check it out. Look What Others Are Saying I'm really enjoying the design and layout of your blog. Layne Share Your Thoughts Let us know your thoughts on today's issue. Post your comments here.   Forward this email to a friend! Contact Us ThrivingBusiness.com Inc. 10412 Allisonville Road Suite 201 Fishers, IN 46038 USA Toll Free: 888-579-9922 Fax: 877-579-9933 support@thrivingbusiness.com     © Copyright 2013 ThrivingBusiness.com Inc. All Rights Reserved. Contacting Us:  Please note that this newsletter email account is not monitored.  If you need assistance or have feedback for us, please contact us at support@thrivingbusiness.com or by clicking the link in the Share Your Comments Section above. Note about URLs:  If URLs do not appear as live links in your e-mail program, please cut and paste the full URL into the location or address field of your browser. Disclaimer:  ThrivingBusiness.com Inc. only recommends products that we've either personally checked out ourselves, or that come from people we know and trust. For doing so, we may receive a commission. We will never recommend any product that does not have a 100% money-back satisfaction guarantee. Nothing in this email should be considered as providing legal, financial, accounting or estate planning advice. While some of the authors may be attorneys who have discussed various legal, business and other concepts herein, nothing herein can be construed to constitute specific legal advice or recommendations. No communication by our company or employees to you should be deemed as personalized legal, financial, or estate planning advice. The social media icons contained in this newsletter were obtained from IconDock.