About Credit / Debt Management: Debt Collector Fined $1 Million in Case Involving Texting

Here are some advice on how you can stop debt collector from harassing you.  Some debt collectors are obnoxious, disrespectful, if not outright mean.  Recently, a debt collection agency was fined for text messages used in debt collection.  Debtors must know their rights

Lending institutions must know their limits.

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Credit / Debt Management Credit / Debt Management Repair Credit Pay Off Debt Learn Credit From LaToya Irby, your Guide to Credit / Debt Management Before the Federal Trade Commission closed its doors as part of the government shutdown, the agency fined two collection agencies $1 million over text messages and a few other law violations. Debt Collector Fined $1 Million in Case Involving Texting With the widespread use of cell phones and text messaging, it was only a matter of time before debt collectors started attempting collections via text messages. Read more Can Debt Collectors Send Text Messages Even though part of the charges were related to text messages, it wasn't about the text messages themselves. The legality of debt collector text messaging is kind of up on the air. Search Related Topics:  debt collection rights  stopping collection calls  dealing with debt collectors Stop Debt Collector Calls Instead of worrying whether debt collectors can or can't call, text, email, fax or whatever you can just write to them to stop calling you. That's if you want them to stop. Search Related Topics:  fdcpa  stopping collection calls  cease and desist letters Know Your Rights With Debt Collectors If you're ever contacted by a debt collector, knowing your rights will keep you from saying or agreeing to something that could come back to haunt you, e.g. a payment arrangement that you can't afford. Search Related Topics:  dealing with debt collectors  stopping collection calls  debt collection laws Related Searches Bad Credit Card Credit Debt Help Fix Credit Report Credit Repair Debt Collector Featured Articles How the U.S. Debt Ceiling Affects Your Finances Help Your Spouse Improve Their Credit 15 Alternatives to Payday Loans How to Respond to Credit Card Billing Errors Debt Statute of Limitations By State Chase to Refund $309 Million to Cardholders More from About.com Run Your First 5K Even couch potatoes can be ready for a 5K with just a couple months of training. Read more...> Help! I'm Too Busy Time and stress management tips to help you feel as though you have more time. Read more...> This newsletter is written by: LaToya Irby Credit / Debt Management Guide Email Me | My Blog | My Forum Sign up for more free newsletters on your favorite topics You are receiving this newsletter because you subscribed to the About.com Credit / Debt Management newsletter. If you wish to change your email address or unsubscribe, please click here. About.com respects your privacy: Our Privacy Policy Contact Information: 1500 Broadway, 6th Floor New York, NY, 10036 © 2013 About.com Must Reads /1">10 Things To Improve Credit /2">15 Credit Score Killers /3">Rebuild Bad Credit /4">Stop Collector Calls /5">7 Steps to Pay Off Debt Follow me on: Advertisement