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Friday, October 11, 2013

About Credit / Debt Management: Debt Collector Fined $1 Million in Case Involving Texting

Here are some advice on how you can stop debt collector from harassing you.  Some debt collectors are obnoxious, disrespectful, if not outright mean.  Recently, a debt collection agency was fined for text messages used in debt collection.  Debtors must know their rights

Lending institutions must know their limits.


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From LaToya Irby, your Guide to Credit / Debt Management

Before the Federal Trade Commission closed its doors as part of the government shutdown, the agency fined two collection agencies $1 million over text messages and a few other law violations.

Debt Collector Fined $1 Million in Case Involving Texting
With the widespread use of cell phones and text messaging, it was only a matter of time before debt collectors started attempting collections via text messages. Read more

Can Debt Collectors Send Text Messages
Even though part of the charges were related to text messages, it wasn't about the text messages themselves. The legality of debt collector text messaging is kind of up on the air.

Stop Debt Collector Calls
Instead of worrying whether debt collectors can or can't call, text, email, fax or whatever you can just write to them to stop calling you. That's if you want them to stop.

Know Your Rights With Debt Collectors
If you're ever contacted by a debt collector, knowing your rights will keep you from saying or agreeing to something that could come back to haunt you, e.g. a payment arrangement that you can't afford.


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LaToya Irby
Credit / Debt Management Guide
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