About Credit / Debt Management: What's NOT In Your Credit Score

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Credit / Debt Management Credit / Debt Management Repair Credit Pay Off Debt Learn Credit From LaToya Irby, your Guide to Credit / Debt Management There are a lot of misconceptions about what does and does not affect credit scores. For example, a recent survey revealed that many people incorrectly believe age and marital status affect credit scores. What's Not in Your Credit Score You might be relieved to know that many financial factors have no bearing on your credit score. Your income, for example, doesn't directly affect your credit score. Search Related Topics:  ordering a credit score  what's in a credit score  Why Might Your Credit Score Drop? Credit scores can fluctuate from week to week, even day to day. Small changes may not be much to worry about. A sudden drop in your credit score, however, may be a cause for concern, especially if you've been paying on time and haven't run up any big balances. Search Related Topics:  free credit scores  what affects your credit score  Will Closing a Credit Card Help or Hurt? People often think they can improve their credit scores by closing off a few credit cards, e.g. those with big balances or that aren't being used. If only it were that simple. Search Related Topics:  closing credit cards  what affects your credit score  Related Searches Bad Debt Credit Card How to Credit Score Fix Bad Credit Score Rebuild Credit Credit Repair Featured Articles 7 Steps to Getting out of Debt How Credit Card Transactions Work Who Calculates Credit Scores? 5 Ways Bad Credit Can Be Good How Promotional Rates Work The Statute of Limitations on Debt More from About.com Run Your First 5K Even couch potatoes can be ready for a 5K with just a couple months of training. Read more...> Help! I'm Too Busy Time and stress management tips to help you feel as though you have more time. Read more...> This newsletter is written by: LaToya Irby Credit / Debt Management Guide Email Me | My Blog | My Forum Sign up for more free newsletters on your favorite topics You are receiving this newsletter because you subscribed to the About.com Credit / Debt Management newsletter. If you wish to change your email address or unsubscribe, please click here. About.com respects your privacy: Our Privacy Policy Contact Information: 1500 Broadway, 6th Floor New York, NY, 10036 © 2013 About.com Must Reads 10 Things To Improve Credit 15 Credit Score Killers Rebuild Bad Credit Stop Collector Calls 7 Steps to Pay Off Debt Follow me on: Advertisement