About Credit / Debt Management: How to Deal With Debt Collectors

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Credit / Debt Management Credit / Debt Management Repair Credit Pay Off Debt Learn Credit From LaToya Irby, your Guide to Credit / Debt Management If you let a bill get severely past due, you may find yourself dealing with a debt collector. You can sometimes be contacted about debts you weren't even aware of - some may not even be yours. 8 Questions to Ask a Before Paying a Collection Debt collectors have a bad reputation for harassing consumers and using abusive language to collect debts. Don't let them bully you into paying something you don't legitimately owe. Search Related Topics:  debt collection calls  debt validation  dealing with collectors What to Do When a Collector Calls Thanks to caller ID, you don't have to be that caught off guard by collectors calls - they typically call from an 800 number. Knowing what to do can keep you from agreeing to a payment you can't afford or from paying a collection you're not legally obligated to pay. Search Related Topics:  debt collection laws  cease and desist letters  dealing with collectors Keep Track of Debt Collector Communication If you decide to sue a debt collector who's violated your rights, having notes about your calls and communications will help support your claims of harassment and other violations. Search Related Topics:  dealing with collectors  debt collection laws  paying old debts Your Rights With Debt Collectors The Fair Debt Collection Practices Act clearly spells out which things debt collectors can and cannot do when they're collecting a debt from you. Some collectors get away with abusive habits because consumers are unaware of their rights. Search Related Topics:  dealing with debt collectors  stopping collection calls  debt collection laws Related Searches Repair Credit Free Credit Cards With Bad Credit Fix Credit Report Debt Collectors Featured Articles Prevent Credit Card Fraud on Social Networks Build a Good Credit Score in College When to Check Your Credit Report How to Repair Your Credit How to Prepare for a Credit Card Steps to Get Your First Credit Card More from About.com Run Your First 5K Even couch potatoes can be ready for a 5K with just a couple months of training. Read more...> Help! I'm Too Busy Time and stress management tips to help you feel as though you have more time. Read more...> This newsletter is written by: LaToya Irby Credit / Debt Management Guide Email Me | My Blog | My Forum Sign up for more free newsletters on your favorite topics You are receiving this newsletter because you subscribed to the About.com Credit / Debt Management newsletter. If you wish to change your email address or unsubscribe, please click here. About.com respects your privacy: Our Privacy Policy Contact Information: 1500 Broadway, 6th Floor New York, NY, 10036 © 2013 About.com Must Reads 10 Things To Improve Credit 15 Credit Score Killers Rebuild Bad Credit Stop Collector Calls 7 Steps to Pay Off Debt Follow me on: Advertisement