About Credit / Debt Management: The Credit Card Game: Have You Been Playing Right?

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Credit / Debt Management Credit / Debt Management Repair Credit Pay Off Debt Learn Credit From LaToya Irby, your Guide to Credit / Debt Management The key to "winning" with credit cards (if there is such a thing) is knowing the rules. By winning, I mean being able to use your credit card for cheap (or free), avoiding fees, and (possibly) earning rewards. 7 Steps to Keeping Your Credit Card Free With annual fees, finance charges, late fees, and foreign transaction fees (if you travel), using a credit card can get expensive. But why pay when you there are ways to use a credit card for absolutely free? Search Related Topics:  making late payments  the cost of credit  working with creditors Change Your Payment Due Date If your due date conflicts with your payday making it hard to pay your credit card on time, change your due date. That'll make it much easier to avoid expensive late fees and an interest rate hike. Search Related Topics:  managing credit cards  making credit card payments  working with creditors When Not to Use Your Credit Card Sometimes you can stay out of credit card trouble, by just keeping your credit card in your wallet instead of swiping. For example, if you're not sure whether you have enough available credit, don't swipe until you know for sure. Search Related Topics:  good spending habits  the right way to use credit  making a credit card purchase Watch Out for Costly Credit Card Tricks Not all credit card issuer practices are transparent. For example, the minimum variable interest rate can keep your APR from falling below a certain point even if the index rate (e.g. prime or LIBOR) falls. Search Related Topics:  credit card fees  the cost of credit  credit card penalties Related Searches Credit Card Charge Loans for Debt Credit Scores Fix Your Credit Credit Debt Help Featured Articles How Credit Card Transactions Work 7 Steps to Getting Out of Debt What is a Charge-Off? Credit Cards You Shouldn't Close How to Make a Budget Student Loan Forgiveness Options More from About.com Run Your First 5K Even couch potatoes can be ready for a 5K with just a couple months of training. Read more...> Help! I'm Too Busy Time and stress management tips to help you feel as though you have more time. Read more...> This newsletter is written by: LaToya Irby Credit / Debt Management Guide Email Me | My Blog | My Forum Sign up for more free newsletters on your favorite topics You are receiving this newsletter because you subscribed to the About.com Credit / Debt Management newsletter. If you wish to change your email address or unsubscribe, please click here. About.com respects your privacy: Our Privacy Policy Contact Information: 1500 Broadway, 6th Floor New York, NY, 10036 © 2012 About.com Must Reads 10 Things To Improve Credit 15 Credit Score Killers Rebuild Bad Credit Stop Collector Calls 7 Steps to Pay Off Debt Follow me on: Advertisement