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Monday, June 29, 2015

How to Survive Without a Credit Card

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How to Survive Without a Credit Card
If you've sworn off credit cards, perhaps in an attempt to avoid getting into debt, or maybe you can't get a credit card because of bad credit, some transactions (like renting a car) will be harder, but not totally impossible.
LaToya Irby
Credit/Debt Management Expert
How to Live Without a Credit Card
Most transactions that require a credit card will also let you use a debit card as long as it's tied to a checking account, but you may have to pay a security deposit. And if you're trying to access smartphone apps without a credit card, there's a way to do that too.
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Building Credit Without a Credit Card
You can build a credit history, too, without using a credit card. But you can't do it without borrow money. After all, the entire premise of a credit history is based on whether you will pay back money you've borrowed on time.
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6 Financial Habits That Help Build Good Credit
Your credit score is primarily based on how you use credit products like loans and credit cards. But, how you handle your finances in general impacts your credit score, too. If you have a bad money habits, chances are that will be reflected in your credit score.
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7 Ways to Live Within Your Means
To "live within your means" means that what you spend each month is less than or at least equal to the amount of money you bring in each month. For many people, it’s a lot easier said than done.
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Who Will Get Rich When We Live in Space?

Humanity has long dreamed of colonizing other planets. And when we do, who will be the entrepreneurs that get rich on this new frontier?
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Who Will Get Rich When We Live in Space?
Humanity has long dreamed of colonizing other planets. And when we do, who will be the entrepreneurs that get rich on this new frontier? Our Expert looks back at the business magnates of the last two centuries to predict what it will take to get rich when humanity takes to the stars.
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